Nivesh Sahayak ꯑꯦꯞ › ꯍꯦꯜꯞ › ꯑꯦꯀꯥꯎꯟꯇꯁ ꯑꯃꯁꯨꯡ ꯐꯥꯏꯅꯦꯜ ꯑꯦꯀꯥꯎꯟꯇꯁ
ꯀꯦꯄꯤꯇꯦꯜ, ꯗ꯭ꯔꯣꯏꯡꯁ ꯑꯃꯁꯨꯡ ꯂꯣꯟ
ꯃꯄꯨꯅ ꯕꯤꯖꯅꯦꯁꯇ ꯊꯥꯕ ꯁꯦꯟ ꯑꯁꯤ ꯀꯦꯄꯤꯇꯦꯂꯅꯤ; ꯃꯄꯨꯅ ꯃꯁꯥꯒꯤ ꯁꯤꯖꯤꯟꯅꯅꯕ ꯂꯧꯊꯣꯀꯄ ꯑꯗꯨ ꯗ꯭ꯔꯣꯏꯡꯁꯅꯤ꯫ ꯂꯧꯈꯤꯕ ꯅꯠꯇ꯭ꯔꯒ ꯄꯤꯈꯤꯕ ꯂꯣꯅꯁꯤꯡ ꯀꯥꯟꯅꯕ ꯑꯃꯁꯨꯡ ꯈꯔꯆꯗꯒꯤ ꯇꯣꯉꯥꯟꯅ ꯊꯝꯂꯤ꯫ ꯈꯨꯗꯤꯡꯃꯛ ꯖꯔꯅꯦꯜ ꯑꯦꯟꯠꯔꯤ ꯑꯣꯏꯅ ꯁꯦꯚ ꯑꯣꯏ ꯑꯃꯁꯨꯡ ꯇ꯭ꯔꯥꯏꯑꯦꯜ ꯕꯦꯂꯦꯟꯁ ꯑꯃꯁꯨꯡ ꯕꯦꯂꯦꯟꯁ ꯁꯤꯇꯇ ꯌꯧꯏ꯫
ꯁ꯭ꯇꯦꯞ ꯑꯃꯃꯃꯒꯤ
- ꯀꯦꯄꯤꯇꯦꯜ ꯑꯃꯁꯨꯡ ꯂꯣꯟ ꯍꯥꯡꯗꯣꯛꯄꯤꯌꯨ꯫ ꯃꯦꯅꯨꯗꯒꯤ꯫
- ꯀꯔꯤ ꯊꯣꯀꯈꯤꯕꯒꯦ ꯈꯟꯕꯤꯌꯨ꯫ ꯃꯄꯨꯅꯥ ꯁꯦꯟ ꯊꯥꯈꯤ, ꯃꯄꯨꯅꯥ ꯁꯦꯟ ꯂꯧꯊꯣꯀꯈꯤ, ꯂꯧꯈꯤꯕꯥ ꯂꯣꯟ, ꯂꯣꯟ ꯍꯟꯊꯣꯀꯈꯤ, ꯂꯣꯟ ꯄꯤꯈꯤ ꯅꯠꯇ꯭ꯔꯒ ꯄꯤꯈꯤꯕꯥ ꯂꯣꯟ ꯍꯜꯂꯛꯂꯦ꯫
- ꯐꯣꯔꯝ ꯃꯄꯨꯡ ꯐꯥꯍꯅꯕꯤꯌꯨ꯫ ꯇꯥꯡ, ꯃꯄꯨ ꯅꯠꯔꯒꯥ ꯄꯥꯔꯇꯅꯔꯒꯤ ꯃꯃꯤꯡ (ꯃꯄꯨ ꯑꯃꯈꯛ ꯑꯣꯏꯔꯕꯗ ꯑꯍꯥꯡꯕ ꯊꯝꯕꯤꯌꯨ; ꯄꯥꯔꯇꯅꯔꯁꯤꯡꯅ ꯇꯣꯉꯥꯟꯕ ꯀꯦꯄꯤꯇꯦꯜ ꯑꯦꯀꯥꯎꯟꯠ ꯊꯝꯅꯕ ꯃꯁꯥꯒꯤ ꯃꯃꯤꯡ ꯏꯕꯤꯌꯨ), ꯑꯦꯃꯥꯎꯟꯠ, ꯁꯦꯟ ꯀꯔꯝꯅꯥ ꯐꯪꯈꯤꯕꯒꯦ / ꯀꯔꯝꯅ ꯄꯦꯃꯦꯟꯠ ꯇꯧꯈꯤꯕꯒꯦ ꯑꯃꯁꯨꯡ ꯅꯣꯠ ꯑꯃ꯫ ꯂꯣꯟ ꯑꯃꯅ ꯂꯣꯟ ꯀꯅꯥꯗꯒꯤ (ꯕꯦꯉ꯭ꯛ ꯅꯠꯔꯒꯥ ꯃꯤꯑꯣꯏ) ꯑꯃꯁꯨꯡ ꯂꯣꯅꯒꯤ ꯃꯈꯜ ꯍꯪꯏ; ꯍꯟꯊꯣꯀꯄ ꯑꯃꯅ Loan amount paid back ꯑꯃꯁꯨꯡ ꯏꯟꯇꯔꯦꯁ꯭ꯠ ꯈꯥꯌꯏ꯫
- ꯂꯤꯁ꯭ꯠ ꯆꯦꯛ ꯇꯧꯕꯤꯌꯨ꯫ ꯁ꯭ꯛꯔꯤꯅꯅ ꯈꯟꯂꯕ ꯃꯇꯃꯒꯤꯗꯃꯛ ꯀꯦꯄꯤꯇꯦꯜ ꯑꯃꯁꯨꯡ ꯂꯣꯟ ꯑꯦꯀꯥꯎꯟꯠ ꯈꯨꯗꯤꯡꯃꯛ Opening, Added, Reduced ꯑꯃꯁꯨꯡ Closing ꯒ ꯂꯣꯌꯅꯅ ꯂꯤꯁ꯭ꯠ ꯇꯧꯏ꯫
ꯇꯧꯔꯕ ꯈꯨꯗꯝ
ꯕꯦꯉ꯭ꯀꯇ ₹12,500 ꯒꯤ EMI: ꯂꯣꯟ ꯍꯟꯊꯣꯀꯈꯤ, Loan amount paid back ₹10,400, ꯏꯟꯇꯔꯦꯁ꯭ꯠ ₹2,100꯫ ꯂꯣꯟ ₹10,400 ꯍꯟꯊꯔꯛꯂꯤ; ₹2,100 ꯀꯥꯟꯅꯕ-ꯃꯥꯡꯕꯗ ꯐꯥꯏꯅꯥꯟꯁ ꯀꯣꯁ꯭ꯠ ꯑꯣꯏ꯫
ꯅꯤꯌꯝ ꯑꯃꯁꯨꯡ ꯇꯥꯡ
ꯃꯤꯑꯣꯏ ꯅꯠꯇ꯭ꯔꯒ ꯐꯥꯔꯝ ꯑꯃꯗꯒꯤ ꯅꯠꯇ꯭ꯔꯒ ꯑꯃꯗ ₹20,000 ꯅꯠꯇ꯭ꯔꯒ ꯃꯗꯨꯗꯒꯤ ꯍꯦꯟꯕ ꯂꯣꯟ ꯅꯠꯇ꯭ꯔꯒ ꯗꯤꯄꯣꯖꯤꯠ ꯑꯁꯤ ꯕꯦꯉ꯭ꯛ ꯠꯔꯥꯟꯁꯐꯔ, ꯆꯦꯛ ꯅꯠꯇ꯭ꯔꯒ UPI ꯅ ꯂꯧꯒꯗꯕ ꯑꯃꯁꯨꯡ ꯍꯟꯊꯣꯛꯀꯗꯕꯅꯤ, ꯀꯦꯁꯅ ꯅꯠꯇꯦ (ꯀꯦꯁ ꯂꯣꯅꯒꯤ ꯏꯟꯀꯝ ꯇꯦꯛꯁ ꯅꯤꯌꯝ, ꯑꯦꯞꯔꯤꯜ 1, 2026 ꯗꯒꯤ Income-tax Act, 2025 ꯗ ꯊꯝꯂꯤ)꯫ ꯐꯣꯔꯃꯅ ꯅꯍꯥꯛꯄꯨ ꯆꯦꯀꯁꯤꯅꯍꯜꯂꯤ꯫
ꯌꯥꯝꯅ ꯊꯣꯀꯄ ꯑꯁꯣꯏꯕ ꯑꯃꯁꯨꯡ ꯁꯦꯃꯒꯠꯄꯒꯤ ꯃꯑꯣꯡ
- ꯃꯄꯨꯒꯤ ꯌꯨꯃꯒꯤ ꯕꯤꯂꯁꯤꯡ ꯈꯔꯆ ꯑꯣꯏꯅ ꯏꯕ꯫ ꯃꯈꯣꯌ ꯗ꯭ꯔꯣꯏꯡꯁꯅꯤ: ꯃꯄꯨꯅꯥ ꯁꯦꯟ ꯂꯧꯊꯣꯀꯈꯤ꯫
- EMI ꯄꯨꯝꯅꯃꯛ ꯂꯣꯟ ꯍꯟꯊꯣꯀꯄ ꯑꯣꯏꯅ ꯏꯕ꯫ ꯄ꯭ꯔꯤꯟꯁꯤꯄꯦꯜ ꯈꯛꯇꯅ ꯂꯣꯟ ꯍꯟꯊꯍꯜꯂꯤ꯫ ꯕꯦꯉ꯭ꯛꯀꯤ ꯂꯣꯟ ꯁ꯭ꯇꯦꯇꯃꯦꯟꯇꯗꯒꯤ ꯈꯥꯌꯕ ꯂꯧꯕꯤꯌꯨ꯫
ꯍꯧꯖꯤꯛ ꯍꯣꯠꯅꯕꯤꯌꯨ: ꯐ꯭ꯔꯤꯅꯤ ꯑꯃꯁꯨꯡ ꯂꯣꯒꯏꯟ ꯃꯊꯧ ꯇꯥꯗꯦ꯫App ꯍꯥꯡꯗꯣꯛꯄꯤꯌꯨ
ꯃꯔꯤ ꯂꯩꯅꯕ ꯍꯦꯜꯞ
ꯖꯔꯅꯦꯜ ꯑꯦꯟꯠꯔꯤꯕꯤꯜ ꯅꯠꯇ꯭ꯔꯒ ꯄꯦꯃꯦꯟꯠ ꯑꯃꯠꯇ ꯆꯨꯃꯗꯕ ꯃꯇꯃꯗ ꯖꯔꯅꯦꯜ ꯑꯦꯟꯠꯔꯤ ꯑꯃꯅ ꯑꯦꯀꯥꯎꯟꯇꯁꯤꯡꯒꯤ ꯃꯔꯛꯇ ꯁꯦꯟ ꯆꯦꯟꯊꯍꯜꯂꯤ: ꯄꯤꯈꯤꯕ ꯅꯠꯇ꯭ꯔꯒ ꯐꯪꯈꯤꯕ ꯗꯤꯁ꯭ꯀꯥꯎꯟꯠ, ꯂꯧꯈꯤꯕ…ꯐꯥꯏꯅꯦꯜ ꯑꯦꯀꯥꯎꯟꯇꯁ (T ꯐꯣꯔꯃꯦꯠ, Schedule III)App ꯅ ꯅꯍꯥꯛꯅ ꯍꯥꯟꯅꯅ ꯁꯦꯚ ꯇꯧꯔꯕꯗꯒꯤ ꯅꯍꯥꯛꯀꯤ ꯠꯔꯦꯗꯤꯡ ꯑꯦꯀꯥꯎꯟꯠ, ꯀꯥꯟꯅꯕ-ꯃꯥꯡꯕ ꯑꯦꯀꯥꯎꯟꯠ ꯑꯃꯁꯨꯡ ꯕꯦꯂꯦꯟꯁ ꯁꯤꯠ ꯁꯦꯝꯃꯤ꯫ ꯃꯍꯧꯁꯥꯒꯤ T ꯐꯣꯔꯃꯦꯠ…ꯄꯥꯔꯇꯅꯔꯁꯤꯞ ꯐꯥꯔꯃꯒꯤ ꯑꯦꯀꯥꯎꯟꯇꯁꯄꯥꯔꯇꯅꯔꯁꯤꯞ ꯐꯥꯔꯝ ꯅꯠꯇ꯭ꯔꯒ LLP ꯑꯃꯒꯤꯗꯃꯛ App ꯅ ꯅꯦꯠ ꯀꯥꯟꯅꯕ ꯄꯥꯔꯇꯅꯔꯁꯤꯡꯒꯤ ꯃꯔꯛꯇ ꯈꯥꯌꯏ: ꯀꯦꯄꯤꯇꯦꯂꯗ ꯏꯟꯇꯔꯦꯁ꯭ꯠ, ꯄꯥꯔꯇꯅꯔꯁꯤꯡꯒꯤ ꯁꯦꯂꯔꯤ, ꯃꯗꯨꯒꯤ…